| 2025 | Fresno State vs California |
| 2024 | Arkansas State 40 Northern Illinois 28 |
| 2023 | Jacksonville State 30 Troy 20 |
| 2022 | Connecticut 24 Memphis 21 |
| 2021 | Appalachian State 27 North Texas 24 |
| 2020 | Lousiana Lafayette 27 Liberty 17 |
| 2019 | Kentucky 37 Marshall 10 |
| 2018 | Southern Miss 37 Temple 34 |
| 2017 | San Diego State 23 Army 20 |
| 2016 | South Florida 22 Northwestern 21 |
| 2015 | Missouri 27 Arizona State 24 |
| 2014 | BYU 41 Cincinnati 35 |
| 2013 | Indiana 24 East Carolina 15 |
| 2012 | Duke 31 Air Force 21 |
| 2011 | Northwestern 28 Mississippi State 17 |
| 2010 | Georgia Tech 16 Penn State 14 |
| 2009 | Northwestern 24 Rutgers 14 |
| 2008 | Kentucky 29 Illinois 17 |
| 2007 | Tulsa 44 BYU 41 |
| 2006 | Missouri 33 BYU 30 2 OT |
| 2005 | Ohio 20 Troy State 13 |
| 2004 | Akron 33 Navy 10 |
| 2003 | Fresno State 24 Northern Illinois 14 |
| 2002 | Marshall 31 Louisville 14 |
| 2001 | Southern Miss 20 San Diego St. 10 |
| 2000 | Arizona 23 Louisville 10 |
| 1999 | Marshall 47 Fresno State 21 |
| 1998 | Tulane 34 Southern Cal 21 |
